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    • Home
    • Life Insurance
      • Life Insurance
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      • Universal Life
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      • Term Life
    • Debt Free Life®
      • Debt Free Life
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      • Disability
    • Critical Illness
      • Critical Illness
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      • retirement
    • SmartStart
      • SmartStart
    • Blog
      • retirement-blog
      • insurance-blog
    • Working with Symmetry
  • Home
  • Life Insurance
    • Life Insurance
    • Mortgage Protection
    • Universal Life
    • Final Expense
    • Term Life
  • Debt Free Life®
    • Debt Free Life
  • Disability
    • Disability
  • Critical Illness
    • Critical Illness
  • Retirement
    • retirement
  • SmartStart
    • SmartStart
  • Blog
    • retirement-blog
    • insurance-blog
  • Working with Symmetry
Wofford Finance & Insurance

Making Your Future a Success with Wofford Finance & Insurance

Making Your Future a Success with Wofford Finance & InsuranceMaking Your Future a Success with Wofford Finance & InsuranceMaking Your Future a Success with Wofford Finance & Insurance

Debt Free Life

What Is Debt Free Life?

Debt Free Life ® is a modern way to pay off your debt using the cash value of a specialized participating whole life insurance policy. Using our exclusive software, your certified Debt Free Life ® consultant will generate a personalized debt elimination report showing you how and when to pay off each debt and the projected amount of interest you’ll save, all without spending any additional money each month. 

Pay off debt and achieve your financial goals.

 Expert guidance on how to eliminate debt and make your money work for you.

Get Started

The Debt Free Life ® Solution

Our proven method has helped thousands of families get on track to financial freedom 

while building a legacy with real retirement savings.

How to Get Started

Step 1

Step 1

Step 1

Schedule an appointment with a certified Debt Free Life consultant either in-person or over a video consultation. 

Step 2

Step 1

Step 1

Your certified Debt Free Life consultant will guide you through your personalized Debt Elimination report.

Step 3

Step 1

Step 3

Eliminate your debt with the guidance of your certified Debt Free Life consultant.

Get Started

Are you a licensed insurance agent interested in becoming a certified

Debt Free Life ® consultant?


Learn More

Frequently Asked Questions

Please reach us at wwofford@ymail.com if you cannot find an answer to your question.

 The main advantage of Debt Free Life is putting you back in control of your finances by eliminating debt. You will also reduce the interest paid to lenders while accruing funds in the cash value component of a whole life insurance policy. 

 By redirecting your current inefficient dollars into your policy and gaining guaranteed interest and dividends, * you become your own bank and pay off debts with no additional out-of-pocket expenses. Premiums for whole life insurance, like other types of life insurance, depend on your age and health at the time you apply.


*Dividends are not guaranteed but have strong historical data going back 100 years. 


Yes! Debt Free Life allows you to accomplish your financial goals, eliminate debt, and decrease the amount of interest due without spending any additional money than you are currently spending. The question is not can you afford this program, rather, can you afford to delay getting started? 


Absolutely! Our certified Debt Free Life consultants can apply Debt Free Life to your business and build cash value while eliminating debt and decreasing the amount of interest paid to lenders. Then you can use the funds in your policy to finance any future business debts.


Have more questions?

We are happy to answer any questions you might have.
Get in touch with us. 

Let's Talk

Debt Free Life ® Resources

Couple High Fiving at Table

How to Become Debt Free Life Certified and Help Clients Eliminate Debt

How to Become Debt Free Life Certified and Help Clients Eliminate Debt

How to Become Debt Free Life Certified and Help Clients Eliminate Debt

Becoming certified to sell Debt Free Life is simple through Symmetry’s streamlined virtual bootcamps, and our DFL software will give you all the tools you 

Learn more
Couple and Agent

Debt Free Life — Debt Snowball or Debt Avalanche? How to Pay Off Debt

How to Become Debt Free Life Certified and Help Clients Eliminate Debt

How to Become Debt Free Life Certified and Help Clients Eliminate Debt

The debt snowball and avalanche methods are debt repayment plans, and they both require categorizing your debts so that you can tackle them efficiently. 

Learn more
Couple on the Beach

Benefits of Being Debt Free

How to Become Debt Free Life Certified and Help Clients Eliminate Debt

Benefits of Being Debt Free

Beyond financial confidence, there are many benefits to living a debt free life. 

Get out of debt and take control of your financial future. Connect with a certified Debt Free Life ® consultant today.

Tell Me How

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Wofford Finance & Insurance

Email: wayne@woffordfinance.com

(951) 675-7353

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